The extended cover option: what it changes and who needs it
One policy, two configurations
The product is one policy with a choice made at the purchase step: the base configuration, which satisfies the entry requirement with the war-risk element included, and the extended cover option, which broadens the scope of covered assistance within the same policy. The precise scope of each configuration is defined by the insurer's published terms ↗ ↗ and shown at checkout before you pay — read it there for your dates and options rather than from any summary, ours included.
What extending does — and does not — change
Extending changes what falls under cover. It does not change where: the territorial boundary — no cover in active-hostility zones, occupied territories or within 50 km — is fixed for every configuration, and no option moves it. It also does not change the openly stated exclusions that define the product: participation in hostilities, and the other lines listed openly here. Extended widens the roof; it does not move the walls.
Who actually needs extended
A decision rule instead of a sales pitch:
- Short city trip, ordinary plans — the base configuration is what that trip needs; that is what it is for.
- Longer stays — more days, more ordinary-life risk under one policy term; extending strengthens the everyday medical side. Pair it with dates that cover the whole stay.
- Work near risk — volunteers, aid workers, journalists should consider extended alongside the radiation option — different options answering different exposures.
Deciding at checkout
The checkout shows both configurations for your exact dates — compare them there, where the scope and the price are concrete. Two minutes of reading at that step beats any general advice; if a question remains, the assistance line answers cover questions before the trip, not only during it.
Frequently asked questions
What is the extended cover option?+
A configuration chosen at purchase that broadens the scope of covered assistance within the same policy. Its exact scope is defined in the published terms and shown at checkout.
Does extended cover work in the excluded zones?+
No — the territorial boundary is fixed for every configuration. Extending changes what is covered, never where.
Does the base configuration satisfy the entry requirement?+
Yes — the base policy with the war-risk element is what the entry requirement asks for. Extended is about wider assistance, not about qualifying.
Who should choose extended?+
The longer the stay and the closer the work to risk, the stronger the case: long-term visitors and those on missions should consider it; a short city visit is what base exists for.
Where do I see exactly what extended adds?+
At checkout for your dates, and in the insurer's published terms — the authoritative text over any summary.
War-risk cover. Policy by email in minutes. Price calculated at checkout.
Calculate costInsurer: PJSC "Insurance Company "Euroins Ukraine" (USREOU 22868348), NBU licence, class 18 — traveller assistance insurance · Agent: Welcome Ukraine (USREOU 44559356)