What the Ukraine travel policy actually covers
The core: emergency medical costs
The policy's object is the medical and related expenses of foreign non-resident travellers lawfully travelling in Ukraine: emergency treatment, the assistance organisation around it, and the costs that flow from a sudden illness or injury during the stay. It is the class 18 traveller assistance product that makes a policy valid for entry.
COVID-19 is covered
Unlike many travel policies that carve out pandemics entirely, this product covers COVID-19 — it is an explicit exception to the general epidemic exclusion in the terms.
The war-risk element
Injuries a civilian traveller sustains from military action or weapons are covered when the war-risk element is included at purchase — what it covers and where, we break down separately. Taking part in hostilities is excluded. Radiation and ionising exposure is a separate option, included only if selected.
What is honestly excluded
A reference site should say this plainly. The main exclusions in the published terms include: injuries from sport activities; dental care beyond urgent pain relief; mental disorders; conditions that pre-existed within six months before the trip; pregnancy from week 29; travel undertaken for the purpose of treatment; assistance in your country of citizenship; and chemical or bacteriological contamination. If your trip involves any of these, read the full published terms ↗ ↗ before relying on the cover.
How to check your own case
The policy that applies to you is the specific contract you buy: its options (war risk, radiation, extended cover) and its dates. Cover must span the entire stay. The exact price for your dates and options is calculated on the checkout page; the full conditions are published by the insurer ↗ ↗.
Frequently asked questions
What is the core of the coverage?+
Emergency medical and related assistance costs of foreign non-resident travellers lawfully in Ukraine, for the entire insured stay.
Is COVID-19 covered?+
Yes — it is an explicit exception to the general epidemic exclusion in the published terms.
Are war-related injuries covered?+
Yes for a civilian victim, when the war-risk element is included at purchase. Taking part in hostilities is excluded, and radiation is a separate option.
What are the main exclusions?+
Sport injuries, non-urgent dental care, mental disorders, conditions pre-existing within six months, pregnancy from week 29, travel for treatment, assistance in your country of citizenship, chemical or bacteriological contamination.
Where are the full terms?+
On the insurer's client information page — the specific contract you buy defines your exact cover.
War-risk cover. Policy by email in minutes. Price calculated at checkout.
Calculate costInsurer: PJSC "Insurance Company "Euroins Ukraine" (USREOU 22868348), NBU licence, class 18 — traveller assistance insurance · Agent: Welcome Ukraine (USREOU 44559356)